Kadey Schultz
ABOUT
CASES
COMMUNITY INVOLVEMENT
PUBLICATIONS
ENGAGEMENTS
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Since articling in 1999 with a national insurer, my practice has focused on insurance defence litigation, anti-fraud investigations, and coverage disputes. I have significant arbitration, trial and appeal experience before the Superior Court, Divisional Court, Court of Appeal and Supreme Court of Canada, as well as FSCO, the LAT and WSIAT. I am your strategic business partner, combining big picture thinking with refined technical skills: delivering exceptional service and advice... and I love what I do.
My practice focuses on anti-fraud in the insurance space, together with accident benefits claims, tort defence, property disputes, coverage disputes, loss transfer and priority matters. I defend and prosecute against opportunistic and organized auto, property, life and health fraud.
I have been honoured with peer and industry acknowledgements, including the Lexpert Zenith Mid-Career Excellence Award, the Lexpert Rising Stars, Leading Lawyers under 40 Award, the Lexpert US/Canada Litigators to Watch, as well as the Canadian Defence Lawyers’ Exceptional Young Lawyer Award. I’ve been ranked as a Best Lawyer in Canada for Insurance Law since 2019.
In addition to my practice, I have been an adjunct professor at the University of Windsor Faculty of Law, teaching the Lawyer as Conflict Resolver, the Professional Identity and Legal Skills (PILS) and the Business of Law courses. I have also been Guest Faculty with the Education and Development Bureau of the OPP, The Ontario Police College and the Toronto Police Services. From 2002-2005 I was a professor with Brock University, having designed and taught the first Conflict Management in Policing university course in Canada with the Criminal Justice and Policing Bachelor of Arts program.
I am also a committed contributor to the insurance industry, having published and lectured extensively with numerous organizations such as the Ontario and Canadian Insurance Adjusters' Associations, the Insurance Institute, the Canadian Defence Lawyers Association, RIMS Canada, the Ontario Bar Association and Osgoode Hall's Professional Development Programme. I worked closely with the Medical-Legal Society of Toronto serving in my last capacity as the 1st Vice President.
Volunteering is a very important part of my life. I am a member of the WICC Gala Committee and volunteer/fundraise with several charities. My primary fundraising focus is with Holland Bloorview Kids Rehab Hospital, working to raise funds for the Biggar Endowment in an effort to change the world for kids with Duchenne Muscular Dystrophy. I serve on the Board of Directors with the Holland Bloorview Kids Rehabilitation Hospital Foundation.
As a lawyer, mother, mentor, educator and thought leader, it is a privilege to be so engaged in my community and industry.
WORK EXPERIENCE
Partner, Schultz Law Group LLP, Toronto (2015 - present)
Adjunct Professor, University of Windsor, Faculty of Law (2014 - 2020)
Partner, Hughes Amys LLP, Toronto (July 2009 - August 2015)
Associate, Dutton Brock LLP, Toronto (December 2000 - July 2009)
Mediator, Trainer and Consultant, Toronto (June 1998 - 2010)
Sessional Professor, Brock University, St. Catharines (Aug. 2002 - Jan. 2005)
Student-at-law, Royal & SunAlliance, Toronto (July 1999 - June 2000)
EDUCATION
Year of call: 2001
Certified Risk Manager, Canadian Risk Management & GRMI designation, University of Toronto (2018)
Master of Laws LL.M., Osgoode Hall Law School (2003)
Bachelor of Laws LL.B., University of Windsor, Faculty of Law (1999)
Bachelor of Arts B.A., (Political Science and Theater & Performance) McGill University (1996)
AWARDS
Recognized as a Best Lawyer in Canada in Insurance Law, by Best Lawyers (2019 - 2023)
Winner, Lexpert Zenith Mid-Career Excellence Award (2018)
Winner, Lexpert Rising Stars, Leading Lawyers under 40 in Canada (2015)
Finalist for Lexpert's Rising Stars Top 40 under 40 (2014)
Exceptional Young Lawyer Award, Canadian Defence Lawyers Association (2010)
Dorothy Waddicor Award in Alternative Dispute Resolution, University of Windsor, Faculty of Law (1999)
John W. Whiteside Award for Contribution to the Faculty of Law, the Community and the Legal Profession, University of Windsor, Faculty of Law (1999)
Since 2012, Music Heals has managed to raise an incredible $435,000 in support of the Biggar Endowment for Muscular Dystrophy at Holland Bloorview Kids Rehabilitation Hospital. Music Heals 10!, June 5, 2024, at the iconic El Mocambo, is sure to get this phenomenal fundraising campaign to half a million dollars!
"As a mother with a son who suffers from Duchenne Muscular Dystrophy, generating awareness and raising funds to support the quality of life of kids with DMD is part of what I do every day."
We did something...something huge and massive and game changing…
and now we have one more step. It's time for Music Heals 10!
Did you know Music Heals has raised $435,000? Since you know me so well, you can tell where I am going with this right?
I remember sitting with a colleague in March 2012. Emery had just been discharged after 2 months at Sick Kids. The diagnosis of #DuchenneMuscularDystrophy was causing my heart to stop whenever I would try to say those three words. #DMD was the best I could do. Fatal, muscle wasting, hideous monster of a disease was what my body felt every time I said Duchenne. My colleague asked me what I was going to do. I had no idea, but couldn’t stand the thought of saying nothing, so I murmured:
Raise a lot of money. Change the world. Try.
Last year, I was nervous about Music Heals, after the pandemic had kept us apart for three years, while feeling the pressure we all feel, all the time, with work, life, inflation, you name it. But I put out the call for your time, money and support, and you showed up…man did you show up!
And so it’s time to do this again, with gusto, like Emery and all the boys with Duchenne are depending on us. Time to have some good laughs and a few tears too, time to listen to #UnitedSoulNations and Lily & the J’s belt the night away, time to do some shopping (we went online with the auction last year and are repeating for another amazing shopping experience!). But most of all, it’s time to take a moment to celebrate.
Music Heals helped fund the Givinostat drug trial at Holland Bloorview Kids Rehabilitation Hospital. Emery was part of the trial. The goal was to slow the progression of the disease, maintain ambulation for longer and decrease inflammation.
It worked.
It’s been FDA approved. We have to get this to Canada (rules rules rules!). Music Heals helped make it happen.
Remember last year when Emery got all nervous on stage? Well, he’s giving a speech this year (short, sweet, funny – just like Emery) to share what it means to have #Duchenne at 17, while still being able to walk, eat and breathe independently, go to school full time, hang out with friends, draw, game…live.
I said it last year, and I’ll say it again: the tradition of Music Heals is a love story of our friends, insurance industry colleagues, and family believing that we can change the world, if we do it together. Let’s get to half a million dollars on June 5 at the El Mocambo . Let’s raise the money, dance the night away, and celebrate what we can do when we do it together.
My friends, we never know what today will bring. Hope to see you June 5 at the El Mo.
For tickets, donations, silent auction and sponsorship info, please visit and share the link above with the snazzy QR code 😊
Thank you for all of it, everything.
See highlights
Past Events | Date | City |
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Insurance Canada Business Magazine’s Women in Insurance Summit | 2024-06-18 | Toronto | ||
In today’s rapidly changing insurance landscape, your professional network can be a powerful asset in ensuring the longevity and success of your business. This facilitated workshop explores the strategies and tactics for future-proofing your business by tapping into your network’s potential, insight, and energy. Learn how to:
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Loss Transfer/Priority Disputes | 2024-03-07 | Toronto | ||
Loss Transfer and Priority Disputes are unique disputes that arise between insurance companies with respect to statutory accident benefit payments. This program is targeted for AB practitioners, lawyers and claims professionals alike, to refresh and update their knowledge and skills while learning from those who work in this complex area of the law. |
Costs: What You Need to Know | 2024-02-09 | Toronto | ||
Defending Accident Benefits Claims: A Crash Course | 2023-06-09 | Toronto | ||
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Creating a Comprehensive Strategy to Advance Toward Settlement | 2023-05-31 | Toronto | ||
When negotiating settlements, it is critical that you have an all-encompassing plan for how best to move towards settlement discussions. You will need to consider how each side wants the file to settle, the differences in how the parties analyze the file, and how both want resolution to occur before you choose an approach. Discover how to determine the best strategy and how to:
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Durham Law Association - 5 Ways to Keep a Work/Life Balance | 2022-10-14 | Ajax | ||
As part of the Durham Law Association Civil Litigation Conference 2022, Kadey B.J. Schultz presented: 5 Ways to Keep a Work/Life Balance. |
RIMS Canada: The Impact of Rising U.S. Loss Costs, Social Inflation and Third-Party Litigation Funding | 2022-09-12 | Halifax | ||
Kadey Schultz will provide insight into the changing claims landscape in Canada, and the key differences between the U.S. and Canada from a litigation and social inflation perspective, including relevant case law and the emergence of TPFL in Canada. Kadey will cover off the differences between Canada and U.S. court systems, the impact that U.S. court decisions and social inflation have on the Canadian landscape, and TPFL funding in Canada. The risk manager will discuss the risks that we should be aware of, and risk mitigation strategies to employ to help reduce your exposure to risk through education, mitigation and advocacy, along with a regular review of your risk selections from a financial perspective. |
Osgoode Certificate in Motor Vehicle Accident Law and Practice: Principles of First-Party Insurance and the Duty of Utmost Good Faith | 2022-04-12 | Toronto | ||
Insurance Institute of Canada: Fireside Chat - Put Your Oxygen Mask On First | 2022-03-24 | Toronto | ||
Join our Fireside Chat to discuss the impact of the pandemic on our systems and structures as we "re-integrate" and what does that even mean? From business development, IT infrastructure, HR, claims management, court, and tribunal processes/resources – what does the future look like? Your chapter has lined up an amazing group of industry professionals for a panel discussion on thriving after Covid shattered the traditional workplace. Join us to learn how to embrace the mindset of flexibility in this ever-changing world. Moderator: Kadey Schultz, Partner, LL.B., LLM, Schultz Frost, LLP Guest Panelists: Sheldon Williams, Chair and Co-founder, Canadian Association of Black Insurance Professionals Heather Matthews, Chief Client Officer, Crawford & Company (Canada) Inc. Jeremy Abellera, Vice President, Business Integrations, Disaster Rx Deborah Upton, Vice President, Pricing, Gore Mutual |
Insurance Institute Virtual Symposium West - Social Inflation: The biggest emerging risk you need to know about | 2021-08-12 | Toronto | ||
Social Inflation: The biggest emerging risk you need to know about “Social Inflation” describes the trend of rising insurance costs due to increased litigation, plaintiff-friendly judgments, and higher jury awards. Traditionally, the Canadian insurance industry has been more sheltered, ‘peering over the fence’ in amazement at U.S. counterparts dealing with heavy-hitting litigation awards and the general inclination toward legal action. But times are changing and our shelter is under theat. If litigation costs in Canada are creeping up, what are the causes, what does this mean for the industry, and what should insurance professionals be considering now to succeed in the future? Join our panel – bringing knowledge and expertise from the legal, claims, and broker perspectives – providing the very latest updates on the social inflation trend, and just how concerned stakeholders in the insurance industry should be. And as we grow our understanding of the issue, the panel will guide us through which industry segments will be most affected, as well as discussing potential risk mitigation strategies, in order to prepare for a more litigious future. |
Law Society of Ontario: 15th Solo and Small Firm Conference | 2021-06-10 | Toronto | ||
Breakout Two (11:25 am - 12:15 pm) - Planning for Absences from Your Practice At some point in your legal career, you may want or need to take time away from your practice. Whether for parental or mental health leave, illness or medical leave, or to be a caregiver for others, the need to step away from law can be expected (or unexpected). There are steps that you can – and should – take to prepare for this type of situation. Find out how you can use appropriate systems when the need for a leave arises. Hear about how you can reduce the risk and anxiety that may come with taking an extended leave from practice. Hear what our speakers have done to keep their practices going when they were faced with these challenges themselves.
Moderator: The Honourable Kathleen Erin Cullin, Superior Court of Justice Panelists: Kadey Schultz, Schultz Frost LLP Jennifer Mathers McHenry, Mathers McHenry & Co.
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Unconscious Bias in the Medical and Legal Professions | 2020-10-07 | Toronto | ||
Join the Medico-Legal Society of Toronto for a robust skill-building session and panel discussion moderated by Kadey B.J. Schultz: |
Virtual ORIMS | 2020-10-06 | Toronto | ||
HOW ARE WE DOING? A Glance Into How Service Providers Are Meeting Service Challenges Under COVID Conditions Panel: Kadey Schultz, Schultz Frost LLP; Jeff Reitsma 30 Forensic Engineering; and Michael Alwin, Sedgwick Moderator: Ginette Demers, Director, Domtar |
Insurance Institute of Ontario: Fireside Chat | 2020-04-28 | Hamilton | ||
Insurance Institute of Ontario: Fireside Chat Moderated by Kadey Schultz Whether you're an organizational leader or rising insurance professional, you'll gain a deeper awareness and appreciation for key issues impacting your organization, including:
Michaelangelo’s Banquet Hall, Hamilton
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3rd Motor Vehicle Litigation Summit | 2020-04-02 | Toronto | ||
Practitioners who do motor vehicle litigation work need one program where they can receive a comprehensive review of all things relevant to their practice. This summit has become that core program for many. Turn to these experienced presenters for an update on LAT procedures, causation, the impact of cannabis legalization, plus much more. It's time well spent. Cannabis: Damages Issues • Medical v. Recreational Moderator: Jennifer Hoffman Panellists: Tanya Harris & Kadey Schultz Donald Lamont Learning Centre, 130 Queen Street West, Toronto 11:30 am – 12:00 pm
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Osgoode Professional Development: Expert Evidence In Personal Injury Cases 2020 | 2020-03-04 | Toronto | ||
Expert Evidence and Future Care Reports: Valuable Tool Or Irritant? 11:35 a.m. – 12:15 p.m. Osgoode Professional Development Centre,
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A Couple Years in: Has #MeToo Changed how we do Business? | 2020-02-27 | Kitchener-Waterloo | ||
Hosted by the OIAA: Kitchener-Waterloo A Couple Years in: Has #MeToo Changed how we do Business?
Golf’s Steakhouse, 598 Lancaster Street West, Kitchener, ON |
OIAA Holiday Party | 2019-12-11 | Toronto | ||
2019 Unconscious Bias Conference | 2019-11-12 | Toronto | ||
Join Insurance and Legal industry leaders at the highly anticipated 2019 Unconscious Bias Conference and immerse yourself in a thought-provoking curriculum which was designed to provide delegates with the following key take-aways to bring back to their respective organizations:
November 12th, 2019 | The Advocates’ Society | Toronto 250 Yonge Street, Suite 2700, Toronto, ON
This program contains 6 hours of EDI Professionalism Content as approved by the Law Society of Ontario. |
Medico-Legal Society of Toronto: Brain Injury - Diagnosis, Treatment, Litigation | 2019-10-24 | Toronto | ||
CIP Society 2019 Symposium West | 2019-08-22 | Cambridge | ||
Designed by insurance professionals for insurance professionals, CIP Society Symposium West is a full day of progressive learning aimed at increasing your skills and knowledge level. Now in it's fourth year, the event provides a full day of professional and leadership development alongside multiple networking opportunities with insurance and business leaders. Symposium West is held for insurance professionals in the Southwestern Ontario, Hamilton/Niagara and Conestoga chapter areas. It brings together bright minds to give talks that a idea-focused and on a wide range of subjects, to foster learning, inspiration and wonder – and provoke conversations that matter. The event features: • Inspiring keynote speakers
UP CLOSE AND PERSONAL: SENIOR LEADERSHIP PANEL Join these senior industry leaders 'Up Close and Personal': Steve Smith | President & CEO, Farm Mutual RE Moderator: Kadey Schultz - Partner, Schultz Frost LLP
https://www.insuranceinstitute.ca/en/institutes-and-chapters/Ontario/Symposium-West |
University of Windsor - The Business of Law | 2019-06-23 | Windsor | ||
A special thank you to the following professionals for making The Business of Law: Start as you Plan to Continue, such a success! |